8&8 Formatting – Making Property Claims Easier.

When an insured can’t understand what you are paying for, or an inside claims examiner can’t understand what they are paying for; one has to think there may be a better way. A simpler, more organized way of documenting damages that is easy to understand.

8&8 formatting is an industry best practice that promotes a standard for estimating property damages. Rooms are broken down into 8 categories of scope, and the full estimate is broken down into 8 sections. All scope and every line item has an organized easily understandable place.

Rooms and Areas are broken down into the following 8 categories:

• • Remediation
  • Flooring
  • Walls & Ceiling
  • Doors & Windows
  • Cabinets & Countertops
  • Appliances
  • MEP’s (Mechanicals, Electric & Plumbing)
  • Miscellaneous

The entire estimate is broken down into the following 8 sections:

• Incurred & Open Items
• Pre-Construction
• Area & Room Scope
• Exterior Elevations
• Roofs
• General
• Photographs
• Sketches

Click on any of the categories or sections above for more information.

Once understood and practiced, damage take offs will become easier as the format will drive the flow of note-taking into each category. Once sitting down to write the estimate, repeated and common scope can be easily and accurately inserted and accounted for.

Quality control can be more efficient. The comparison of estimates becomes quicker and easier. Lastly, your overall product will become more accurate, and the process more efficient.